Advisory Credit Management, Inc. (ACM/Provider) is approved to issue certificates evidencing completion of a financial management course briefing and/or personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Provider’s services.



Welcome to Advisory Credit Management, Inc. We are a group comprised of leaders in both the financial education and computer based learning industries. Our financial management course teaches you how to manage your money wisely in order to help you avoid financial problems in the future and prepare you to deal effectively with any problems that may develop. By the end of our course you should understand the following topics.

  • How to develop and live on a budget
  • How to manage your money
  • How to choose a credit card
  • Using credit responsibly
  • The steps for rebuilding your credit after serious money troubles.
  • Your credit record rights
  • The federal consumer laws that protect you.
  • What to do if you believe that your legal rights have been violated.

Please note however, that this course provides general information about financial management topics. Therefore, if you need specific advice or guidance regarding your particular situation, consult with the appropriate financial or legal professional, such as a loan officer at your bank, a CPA, a certified financial advisor, insurance broker or agent, or a consumer law attorney.

At the end of each section you will be asked to take a test to measure how much of the information you understand and remember. If you still have questions, speak with an Advisory Credit Management counselor. We want to help you prepare to manage your money responsibly, avoid future financial trouble, and achieve your financial goals. Good Luck!



Advisory Credit Management, Inc. is approved to issue certificates evidencing completion of a financial management course in compliance with the Bankruptcy Code. However, approval does not endorse or assure the quality of the Provider.

Advisory Credit Management, Inc. (ACM) is approved to issue certificates in all EOUST judicial districts.